Where are the Dollars for Scholars Scholarship Opportunities

The costs are astronomical and unaffordable in most households for your children to attend college. Yet there are options. If you study hard and obtain good grades there are always scholarships available. Here are some basic steps you should incorporate into your plan for obtaining higher education:

* Determine the total cost for a four year education at the college of your choice.
* Analyze the families financial well being.
* Determine if loans are the way you would like to finance your education.

There are hosts of options available review the following for some basic understanding. According to the U.S Department of Education, there are four main types of financial aid-loans, grants, scholarships and work-study programs. Loans include low-interest, federally subsidized funding that must be repaid. Private loans may be obtained from a bank and from the school itself. Grants and scholarships are merit-based financial gifts that don't have to be re-paid. Both can be federally funded, but may also come from private sources. Various scholarship programs seek students with needs that are unrelated to finance and may require students to maintain a specific academic level. Work-study is a federal program that offers part-time work to help students offset a variety of educational costs. Salary is the current federal minimum wage, and students are paid once monthly.

Here are some scholarship opportunities.

* AIA/AAF Scholarship Program
c/ o Mary Felber Minority Scholarships
The American Architectural Foundation
1735 New York Ave, NW
Washington, DC 20006
www.archfoundation.org
* AIFS Minority Scholarship
Write to: American Institute of Foreign Study - 102 Greenwich Ave., Greenwich, CT 06830
* Alphonso Deal Scholarship Award National Black Police Association
3251 Mount Pleasant St., NW, Washington, DC 20010-2103
* American Chemical Society Scholars Program
Dept.of Diversity Programs
scholars@acs.org or
1-800-227-5558 ext. 6250
* American Foundation for the Blind
Rudolph Dillman Memorial Scholarship
11 Penn Plaza, Suite 300, New York, NY 10001 - www.afb.org
* American Hotel Foundation Hyatt Hotel fund for Minority Hotel and Lodging Management Students
Write to: AHF Hyatt - 1201 New York Ave., NW, Suite 600, Washington, DC 20006-3931
* American Library Association
ALA Scholarship Clearinghouse
50E.Huron St., Chicago IL 60611-2795
www.scholarships@ala.org
* APS Minority Scholarship Program
American Physical Society
One Physics Ellipse - College Park, MD 20740 - www.aps.org
* Bank One/ UNCF Corporate Scholars Program - P.O.Box 1435 - Alexandria, VA 22313-9998 - www.bankone.com/careernav
* Bill & Melinda Gates Foundation
Gates Millenium Scholars
Program UNCF - 1877-690-GMSP
www.gmsp.org
* Chair Scholars
Foundation Inc.
16101 Carencia Lane - Odessa, Fl 33556-3278
Rose Nimphius -
www.chairscholars.org
* Chevrolet Excellence in Education Scholarship - www.gm.com
* Coca-Cola Scholars Foundation
P.O.Box 442 - Atlanta, GA 30301-0442
www.coca-colascholars.org
* Dell/UNCF Corporate Scholars Program
www.uncf.org/internships
* Ford Corporate Scholars Program
www.uncf.org
* Jacob K.Javits Fellowship Program
www.ed.org.
* Actuarial Scholarships for Minority Students
http://www.beanactuary.org
* International Students Scholarships &Aid Help
http://www.iefa.org
* Burger King Scholarship Program
www.scholarshipamerica.org
* Siemens Westinghouse Competition
http://www.siemens-foundation.org
* CollegeNet> '> s Scholarship Database
www.collegenet.com
* Union Sponsored Scholarships and Aid
http://www.aflcio.org
* Federal Scholarships &
Aid Gateways 25 Scholarship
Gateways from Black Excel
http://www.blackexcel.org
* Student Inventors Scholarships
http://www.invent.org/collegiate/
* Student Video Scholarships
http://www.christophers.org/vidcon2k.html
* Coca-Cola Two Year College Scholarships
http://www.coca-colascholars.org